Heading into 2018 with optimism

What a year it’s been! Back in 2016 we had Brexit, a new prime minister and Donald Trump’s election, so when it came to expecting the unexpected, 2017 had a lot to live up to. But then there was an unanticipated snap general election, the unexpected result, and a weakened government with a resilient Theresa… Continue Reading

THINKING OF BUYING YOUR FIRST HOME?

In the New Year many of us make resolutions or set goals for the coming year. Could 2018 be the year you finally buy your own place? There are so many questions to ask when buying your first home. How much deposit do I need? Can I afford the payments? Let’s look at some of… Continue Reading

BE READY FOR 2018!

Well 2017 is drawing to a close and I hope you have all had a relaxing and enjoyable Christmas with friends and loved ones. This is also a time when many of us look ahead to the New Year.What will 2018 bring? A big move, buy your first home or purchase that holiday home you’ve… Continue Reading

TOP FIVE MOST COMMON WINTER HOME PROBLEMS

Landlords can often find that winter is the busiest period of the year, largely because tenants may experience the most problems. Many of the problems that will arise at this time of the year will be quick fixes, or even things you can deal with in advance, but as a landlord, it’s important to know… Continue Reading

TAX ISSUES FORCE HALF OF LANDLORDS INTO RETHINK

Almost half of landlords in the UK – 47 per cent – have changed their investment plans based on tax changes, according to new research. Landlords consider changes to tax relief as the biggest influence on their investment strategy, with 25 per cent ranking it as their primary concern, above changes to capital gains tax… Continue Reading

NEW ENERGY EFFICIENCY STANDARDS TO BE ANNOUNCED IN 2018

The Scottish Government has published its analysis of a consultation it held this year on introducing a minimum energy efficiency standard and amending the repairing standard for private rented sector housing. There were 198 responses and the government has now made an announcement on how it plans to proceed with the proposals. It said: ‘The… Continue Reading

STEADY RENTAL YIELDS IN SCOTLAND SET TO CONTINUE

Rental yields achieved by Scottish landlords remain competitive when compared to other assetclasses, according to the latest index from Your Move Scotland. The average rent north of the border reached £574 per month in September, which is broadly in line with the price recorded in August and in the same month last year. Four of… Continue Reading

HOMEOWNERS UNAWARE OF INTEREST RATE RISE IMPACT

There has been speculation in the property market for some time that the Bank of England could soon have a significant impact on repayment prices as a result of growing interest rates. As some lenders start to withdraw their lowest rates, it would seem this is now closer to becoming a reality. However, even as… Continue Reading

‘TOP-SLICING’ MORTGAGES MAY ALLOW MORE LETTINGS SECTOR BORROWING

Consumer organisation Which? says a handful of buy-to-let mortgage lenders have found a way of helping so-called ‘portfolio landlords’ to borrow more than they might have expected under tough new regulations. Last month the Prudential Regulation Authority tightened the criteria which individual lenders had to use when handling applications from portfolio landlords – that is,… Continue Reading

PROPERTY INSPECTIONS CAN HELP TENANTS AND LANDLORDS

Property inspections are a massively important part of any tenancy. Giving letting agents and landlords the chance to see how the sitting tenant is treating the property, and rectify any issues they may have, inspections are vital in making sure rented homes are habitable and comfortable. However, getting an inspection right every time is not… Continue Reading